By Eric So you understand that planning without goals is folly. That’s a great first step. The next step then, is to figure out what those goals should be. The problem becomes that those goals can often seem out of reach. For example – you are engaged and planning to get married, and you believe … More Breaking Down Big Goals
By Patrick Cooking at home is one of those habitual activities that comes with a whole host of tangible benefits. I think we’re all familiar with stories talking about “Grandmas home cooking” or “Mom’s secret recipe.” These expressions are used so often because there is an incredible importance to meals cooked and eaten at home. … More The Benefits of Cooking at Home
By Eric This post is part two of a two-part series of the costs of a car. Check out Part 1 on the overt costs of a car here. When calculating the cost of a car, it’s easy to run through the mental check list of expenses you’ll incur relative to your car: Car Payments, … More Hidden Costs of a Car
Dollars and cents are not the only way to measure the cost of an item – what happens when you shift your mindset and measure spending in time?
By Patrick We’ve all heard of the infamous store brand. In the mid-90s, they gained a significant amount of media attention as one of the largest consumer products good companies lowered the price on their flagship brand to better compete with discount products. Following this decision, the largest 25 consumer packaged-goods companies lost $50 billion … More The Impact of Private Label
By Patrick We’ve all heard a story about someone going in to significantcredit card debt, and then struggling to pay back their bills as the interestadds up. Credit cards carry a significant amount of risk for individuals whoaren’t able to keep their spending within a certain amount. It can be easy toput a large purchase … More Why it Makes Sense to Use Credit Cards for Daily Purchases
By Patrick One of the most important things you can do is understand where and how you’re spending money. As I referenced in Lifestyle Habits That Contribute To Overspending, one of my biggest revelations came when I took the time to analyze it. The realization that I was spending over $1,000 a month eating out … More Tracking and Managing Your Cash
By Eric Sometimes you may find yourself in a situation where additional cash flow in a given month would significantly improve your financial well-being. Perhaps it helps you avoid tapping into your emergency fund, or helps you avoid using your credit cards without the ability to pay it off the following month. No matter the … More Strategies for On-Demand Cash Flow
Thriving Millionaires 