By Patrick I remember graduating college and living alone for the first time. I was a new sales representative in Cheyenne, Wyoming and had no idea what it meant to live on your own. Fortunately, I lived in an apartment building where the management company took care of all the maintenance and upkeep of … More What Home Services Really Cost You
By Eric You’ve probably heard this before, but you need to have an emergency fund set up. This likely isn’t news to you. But, just like it isn’t news to you, it probably isn’t news to the average person. Then why is it that 58% of people in the United States don’t have enough money … More Building an Emergency Fund
By Patrick So you’re getting ready to begin saving for the future. Your parents always told you to do it. You see advertisements on TV that say you can’t be successful without it. The government even takes a bit of every paycheck to ensure you have some sort of retirement savings when you reach a … More Planning Without Goals is Folly
One fun personal finance thought exercise is to think through what you would do if you received an unexpected windfall of $10,000. Because it’s a neat experiment, we thought it would be a great way to kick-off the launch of Thriving Millionaires! A few assumptions that we will hold constant: 1 The money is after-tax … More What Would We Do With A “Free” $10,000?